To obtain a mobile phone contract with a latest camera phone from any of the Uk’s leading network providers a mandatory credit check is required – weather you apply through one of the networks directly or through any of their indirect channels (approved mobile phone dealers) which include companies from The carphone warehouse to small local independent dealers a CREDIT CHECK IS ALWAYS REQUIRED.
Most of the larger high street companies have their own unique way of credit checking their customer (which is usually very strict) hence the reason why only a person with an exceptional credit rating is approved by these companies.
Online mobile phone companies also have similar strict credit checking requirements in place and in addition will usually only accept applications from Credit card holders.
Smaller companies however all use credit checking systems given to them by the networks - these tend not to be as tough as the credit checks done by the larger companies who do there own in house credit checks.
Although they all use the same system each individual mobile phone company can be set a different credit score that’s required before an application is APPROVED.
So for someone who has little or no credit rating there best chance of being APPROVED for a mobile phone contract is for them to apply through a mobile phone company who has a low approval credit score set to them.
We work with several of these companies and as a result over the last 18 month’s have been able to help 1000’s of people get the mobile phone contract with the latest camera phone they wanted - even though they had little or no credit rating or had previously been refused by A High street or Internet mobile phone retailer.
1 Proof Of Signature
- Photo-card Driving Licence
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Passport
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Credit Card
1 Proof of address
- Photo-card Driving Licence (if not used as proof of signature)
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Utility bill or Council tax bill (dated within 90 days)
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Bank/Credit card statement
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